Medical Bill & Insurance Denial Navigator
Understand your medical bills in plain English. Flag potential errors. Get a ready-to-send appeal letter draft — AI-drafted from your documents, reviewed by you before sending.
Last updated:
Hedical uses AI to analyze documents and draft letters. Always review before sending. Not a substitute for professional legal, medical, or financial advice.
The problem
Insurers use AI to deny claims at scale. Hospitals use AI to fight back. The patient is left with confusing paperwork and tight deadlines.
Hidden Errors
Up to 80% of medical bills contain errors — duplicate charges, upcoding, unbundling, and out-of-network surprises. [KFF]
Denied Claims
Insurers deny 19% of in-network claims. Fewer than 1% of denials are ever appealed, even though 44-78% could be overturned. [AHIP] [Commonwealth Fund]
Confusing Jargon
EOBs and medical bills are written in opaque language designed for providers and payers, not patients.
Tight Deadlines
Appeal windows are short — often 30-180 days. Missing a deadline means losing your right to challenge a denial.
What it does
From upload to understanding — everything you need to make sense of your medical bills.
Upload any document
Photograph or upload any medical bill, EOB, or denial letter. Our AI extracts every line item automatically.
Understand what you owe
Every charge and code is translated into plain English. Know exactly what each line item means and whether it looks right.
Flag potential errors
Our AI checks for duplicate charges, upcoding, unbundling, out-of-network surprises, and charges exceeding typical rates.
Get an AI-drafted appeal letter
Generate a ready-to-send appeal or negotiation letter draft based on your documents — formatted, grounded in your policy, and yours to review and send.
Know your deadlines
We track your appeal windows and guide you through each step of the process.
Understand your rights
Know what protections your state offers — from surprise billing laws to independent external review rights.
How it works
Three steps from confusion to clarity.
Upload your document
Snap a photo of your medical bill, EOB, or denial letter — or upload a PDF. We accept images and PDFs up to 10 MB.
AI analyzes and explains
Our AI extracts every line item, identifies codes and charges, and flags potential errors. You get a plain-English breakdown — free.
Get a letter draft and take action
With one click, generate an AI-drafted appeal or negotiation letter. Review it, make changes, and send it yourself.
Try it now
Upload a bill, EOB, or denial letter to see what's in it. Free, no credit card required.