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Guides

Plain-language explanations of medical billing codes, denial reasons, and your appeal rights.

8 min read

CO-50 Denial Code: What It Means for Patients with Private Insurance

Learn what a CO-50 denial code means on your EOB, who is financially responsible, and how to appeal if you have private insurance.

5 min read

CO-4 Denial Code: Missing or Incorrect Procedure Modifier

A CO-4 denial means the claim was adjusted due to a missing or incorrect procedure modifier. This is one of the most fixable denial codes.

5 min read

CO-16 Denial Code: Missing or Incomplete Information on Your Claim

A CO-16 denial means your insurer adjusted the claim due to missing or incomplete information. This is a fixable administrative error.

6 min read

CO-96 Denial Code: Service Not Covered by Your Insurance Plan

A CO-96 denial means the service is not a covered benefit under your insurance plan. Unlike CO-50, the plan excludes the service entirely.

7 min read

PR-50 vs CO-50: What the Group Code on Your EOB Means for Your Wallet

PR-50 and CO-50 both mean 'not medically necessary,' but they have opposite financial outcomes. Learn which one means you owe money.

10 min read

How to Read Your Explanation of Benefits (EOB): A Plain-Language Guide

Your EOB tells you what your insurance paid and what you may owe. Learn how to read every section, decode CARC and RARC codes, and spot errors.

8 min read

The No Surprises Act Explained: What It Covers and Who It Protects

The No Surprises Act protects you from unexpected out-of-network medical bills. Learn what's covered, what's not, and how to assert your rights.

7 min read

Insurance Appeal Deadlines by State: How Long You Have to File

Appeal deadlines vary by state and plan type. Learn federal minimums, state-specific timelines, and how to find your exact appeal window.

12 min read

Medical Billing Glossary: Insurance and Billing Terms Explained

A plain-language glossary of medical billing and insurance terms — EOB, prior authorization, balance billing, deductible, coinsurance, CPT codes, and more.