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Find billing errors in your medical bill — in minutes

Upload any bill or insurance denial. Hedical flags overcharges and drafts your appeal letter, so you don't pay for a mistake.

Statement

Mercy General Hospital

Date: 06/15/2026

Acct: #4829-71

0750Facility fee — ER$2,350.00
99284ER level 3 eval$1,890.00
0750 Facility fee — duplicate$2,350.00

Same code billed twice on line 4 — flagged for appeal

How it works

Upload

Any bill or EOB

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Errors get flagged

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Letter, ready to send.

Medical billing is error-prone at scale

We analyzed over 200,000 claim records and published claims data from CMS, AHIP, and KFF. These are the systemic problems Hedical is built to solve.

ProblemScaleSource
Of all medical bills contain at least one billing error49%KFF
Of in-network claims denied by insurers17%AHIP
Of denied claims are never appealed by patients<0.2%Commonwealth Fund
Of appeals that result in insurer overturning their denial44–78%AMA

How to appeal a denied medical claim

You have the legal right to appeal any insurance denial under the Employee Retirement Income Security Act (ERISA) and the Affordable Care Act. Most patients never exercise this right. Here is how.

  1. 1

    Read your Explanation of Benefits

    The EOB tells you the official reason for the denial: not medically necessary, out-of-network, experimental, or a billing code mismatch. Appeal strategy depends entirely on which reason is cited.

  2. 2

    Gather supporting medical records

    Ask your provider for the clinical notes, test results, and any prior authorization documents that support the medical necessity of the denied service.

  3. 3

    Write a formal appeal letter

    Address it to the insurer's appeals department, reference the claim number, cite the specific plan provision that supports coverage, and enclose the supporting records. Hedical can draft this letter for you from your uploaded documents.

  4. 4

    Submit within the deadline

    Most plans allow 180 days from the denial date for a first-level appeal. Check your plan document — deadlines vary by state and insurer.

  5. 5

    Escalate if denied again

    If the internal appeal is rejected, you can request an external review by an independent third party. State insurance departments and the federal Department of Labor oversee this process.

Source: Centers for Medicare & Medicaid Services (CMS) appeals guidelines and U.S. Department of Labor ERISA claim procedure regulations. CMS appeals overview.

Last reviewed: Corrections? Email our teamThis site does not provide medical advice. Full disclaimer.

Understand your denial codes

Plain-language guides to the most common insurance denial codes and your appeal rights.

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